Summer is the time kick back, relax and just take things easy for a few months. While this means you may be feeling a little lax with your budget, you don't have to waste those hard-earned dollars on frivolous purchases and expenses that can easily be avoided. Even if you aren't tracking your spending on a daily basis, there are some things you can do to be more mindful about your spending habits and make better money decisions all season long. Whether you're enjoying some vacation time this summer or just working your way through those hot summer days, here are six sneaky summer expenses you can avoid. 1. Excessive toll charges. You may be relying on your GPS to provide you with the shortest route and turn-by-turn directions to your final destination, but make sure you aren't required to pay a lot of toll fees along the way. Consider taking an alternative route -- even if the trip takes slightly longer -- so you don't end up paying extra money in toll charges on a single trip. Factor in the extra cost of gas on the alternate route if needed so you really are saving money on the total cost of that drive. View all Courses 2. Car rental insurance. If you're planning a road trip but don't want to put miles on your own car or you end up needing a rental car when you're on vacation, don't add more to the cost of your trip by purchasing rental car insurance. Almost all major credit card companies offer car rental insurance coverage as a benefit to cardholders -- regardless of their balance. Check with your credit card provider to find out if it offers car rental insurance and also check with your insurance company to see if car rentals are included in your coverage. In many cases, your car insurance will provide primary coverage and the credit card will take care of secondary coverage, such as towing charges and other fees.
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